Posted on: 10 May 2019
If you're no longer able to work due to a disability, you may be wondering how you'll provide for your financial needs. Social Security Disability benefits are one way to take care of those financial needs. Unlike ordinary Social Security benefits that are only available once you reach the legal age of retirement, Social Security Disability benefits are available to you at any age. The main requirement is that you must have a disability that prevents you from being gainfully employed. Here are some instructions that will help you apply for benefits.
Don't Wait to Apply
If you're no longer able to work, don't wait to apply for benefits. The longer you wait to apply, the longer you'll have to wait for financial relief. The Social Security Disability application process can be quite lengthy; taking months or even years to complete. As soon as you realize that you can no longer work, you need to begin the application process. Be sure to let your primary care physician know that you'll be applying for social security disability benefits. They'll need to start working on their portion of the application.
Be Proactive in Your Approach
If you've submitted your application, be proactive about your approach. You can't afford to wait for Social Security to contact you. If it's been more than a few weeks since you submitted your application and you haven't heard anything back, contact your local Social Security office and ask to speak to a representative. They can let you know if your application has been received and where it is in the process. While your application is being processed, contact your representative at least once a month.
Avoid Making Employment Mistakes
If you're out of work due to your disability, you may find it difficult to make ends meet. However, during the application process, it's crucial that you avoid making any employment mistakes. It may seem like a good idea to take on a small part-time job while your application is processed, but that could put you at risk for a denial of your claim. This is particularly true if you take on a job that does not meet your disability restrictions. Before you take on a part-time job during the application process, make sure that you won't be required to perform any duties that will put your Social Security Disability application at risk. If you're unsure about the restrictions, sit down with a Social Security Disability representative to discuss your application.Share