Posted on: 14 January 2022
When you are engaged in physical activities before or after work, they can cause complications when you are filing your workers' compensation claim. This is especially true if you have suffered a back injury and believe it was caused by work-related activities. Determining exactly how you hurt your back will affect whether you will be able to successfully file a workers' compensation claim.
When Work-Related Activities are Mixed with Extracurricular Activities
If you are participating in a cardio class outside of work and are also engaging in other physical activities, such as lifting heavy boxes, you might begin to experience back pain during work. It might not be clear whether your back pain is the result of cardio or the result of your work-related activities, which can be a problem.
To be eligible for workers' compensation benefits, you must prove that your injuries were work-related. For example, if you only work your job part-time or if it appears that your back pain became apparent while you were in your cardio class, the workers' compensation insurance provider might argue that your injuries are caused by your physical activities.
Never Assume That You Aren't Entitled to Compensation
If you are required to participate in a cardio class as part of your job, you might be entitled to compensation even if you were injured while doing cardio. For example, you may be a manager who was expected to participate in a cardio activity held at work and guide employees.
Don't Let Your Insurance Provider Deny Your Claim
However, if the workers' compensation insurance provider believes that you were not injured at work, you may need to turn to a workers' compensation lawyer for help. Your lawyer will work closely with your doctor to find out exactly what caused your injuries so you will be able to file a claim that will be approved.
For example, your doctor might write a note stating that your injuries were likely caused by work-related activities and point out that they might have developed over time as a result of lifting boxes. You may also need to prove that you are too injured to work so you can receive regular disability payments.
If the workers' compensation insurance provider still refuses to approve your claim, you have the option to take the company to court. Once you have won your case, your insurance provider will often be forced to pay out a larger amount compared to if they had simply approved your claim. To learn more about this topic, contact a workers' compensation lawyer near you.Share